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Schedule of Fees

Apex InsuranceSchedule of Fees

Schedule of Fees & Charges

Personal Lines

Set-up Service Fee (non-refundable) Up to 40% of Premium or €150 (whichever is greater)
Renewal Service Fee (non-refundable) Up to 40% of Premium or €150 (whichever is greater)
Policy Amendment Up to €50
Duplicate Documentation Up to €25

Private Client

Set-up Service Fee (non-refundable) Up to 40% of Premium or €250 (whichever is greater)
Renewal Service Fee (non-refundable) Up to 40% of Premium or €250 (whichever is greater)
Policy Amendment Up to 40% of Premium
Duplicate Documentation Up to €25

Commercial Lines

Set-up Service Fee (non-refundable) Up to 40% of Premium or €250 (whichever is greater)
Renewal Service Fee (non-refundable) Up to 40% of Premium or €250 (whichever is greater)
Policy Amendment Up to 40% of Premium
Duplicate Documentation Up to €25

Affinity Lines

Set-up Service Fee (non-refundable) Up to 40% of Premium or €150 (whichever is greater)
Renewal Service Fee (non-refundable) Up to 40% of Premium or €150 (whichever is greater)
Schemes Up to 40% of Premium or €150 (whichever is greater)
Policy Amendment Up to 40% of Premium
Duplicate Documentation Up to €25

We may offer to spread the cost of your insurance over 3 monthly payments to us. To avail of this service, we charge a fee of 4% of the account balance owing.
All premiums are subject to a 5% Government Levy, where applicable. An additional 2% Government Levy will also apply on all motor insurance policies, as per the requirements of the Insurance (Amendment) Act 2018.

Arachas Corporate Brokers Limited trading as Arachas, Study & Protect, BJP Taxi is regulated by the Central Bank of Ireland. Registered in Ireland No. 379157.

Deemed authorised and regulated by the Financial Conduct Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

Fee Option

Please note that Arachas may apply the hourly rate in addition to broker fees as specified for particularly complex accounts and / or where court attendance may be required. This will be agreed in advance with you.
Capital Insurance Markets may charge an arrangement fee for its policies. This fee may differ depending on the type of product involved. If a fee applies, this will be displayed clearly on insurance documentation.
Where separate premium finance agreements are arranged for you via a premium finance provider we may earn additional commission of up to 9% of the annual premium. Should there be a default of a direct debit payment Arachas will charge a fee for recovery of the defaulted payment of up to €25. In the event that the loan is to be reinstated following a default, a charge of up to €40 will be applied.

Effective date: June 2022

Current Fee Structure ex VAT (per hour)

Account Directors €350.00 per hour
Account Executives €250.00 per hour
Administrative Staff €150.00 per hour

You may elect to pay for your services by means of a fee. Fees may be charged on an hourly rate. This will always be discussed and agreed in writing with you in advance of inception of any policy.